Category: Long Term Care

Will “It” Happen To You?

By Matt Sussman, CLTC American Insurance Planners, Inc. How many times have you said that “it” is not going to happen to me? I know I have, and all of a sudden, “it” happens. Does this behavior stem from denial? Lack of being prepared? Maybe a little bit of both? Well, let’s talk about “it”…
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June 29, 2017 0

Come Sail Away

When we talk elder planning, one of the hot topics is the cripplingly high cost of long-term care.  Depending on which site you use, the national average for long-term care is just under $10,000/month.  In Philadelphia, the number is creeping closer to $11,500/month.  And what do you get for your $11k?  A quiet room on…
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December 8, 2016 0

50 Must-Knows About Long Term Care

By Matt Sussman Long Term Care Specialist As a long term care insurance specialist for over 15 years, I have worked with many families securing long term care insurance and many families that long term care insurance is just not right for. I find the majority of the reason is that they have waited too…
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August 21, 2014 0

Short Term Skilled Nursing Care Dilemma

~ Admitted vs. Observation ~ A recurring, expensive and very frustrating problem in the world of Medicare is the cost of skilled rehab after a hospital stay. What Medicare pays for is determined by how you are classified during your Hospital stay… “Admitted “or “Observation” Click here for a recent and very good article from…
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April 4, 2014 0

The Markets Go Mad For Obamacare! Really?

The older we get, the more set in our ways we become and the more we hate change.  Because of that I really don’t ask people to change their ways.  Instead I ask them to make new decisions based on new information.  Wondering how that works out for me?  I guess it depends on the…
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March 14, 2014 0

November is Long-Term Care Awareness Month

November has been declared Long-Term Care Awareness Month because even the U.S. Congress recognizes the importance of making people aware of the risks and costs associated with long-term care. As a professional committed to helping people protect themselves against the risks of long-term care, I want to share some basic information with you regarding what…
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October 25, 2013 0