I’ve never had a client use a reverse mortgage, but many folks ask about them and lately the subject had popped up more frequently in client meetings. While reverse mortgages are available to homeowners age 62 and up, the longer you wait…the better.  The amount of funds available through a “reverse” are based on the…

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This week I just wanted to share a quick map with you. It’s a map of the US that shares top income tax rates state by state. It’s fun and interesting to check it out. To see the original, just click the link below… Top Income Tax Rates by State   Your Retirement Quarterback®

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By Howard Peck Medicare Supplement Specialist When Medicare was first instituted in 1965, age 65 officially marked the time when you would retire, start your pension, file for Social Security, and enroll in Medicare. Since then, the retirement landscape has changed. The full retirement age for Social Security is 66/67. The traditional pension has all…

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Who Are the Job Creators? For years I have been hearing so many politicians talk about how small businesses were the engine creating most new jobs in this country. They often used this as an excuse to not raise taxes, to not change health care, to not raise the minimum wage, etc., etc., etc.. According…

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The article heading is probably the wrong title. Maybe it should be called: Can You Handle Stock Market Volatility? A recent column in the Wall Street Journal asked this question with the byline: It’s an expensive place to find out what kind of investor you are. As a retirement and income planner, what I’ve noticed…

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For the last couple of years, market prognosticators have been predicting a market correction. But thanks to the Herculean efforts of the Fed’s 24/7 money printing machine, markets had avoided the dreaded “correction” so far. Or…maybe not? It’s late Monday afternoon as I pen this column, having just gotten home from the office after another…

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