50 Must-Knows About Long Term Care
By Matt Sussman
Long Term Care Specialist
As a long term care insurance specialist for over 15 years, I have worked with many families securing long term care insurance and many families that long term care insurance is just not right for. I find the majority of the reason is that they have waited too long and their health will not allow them to qualify, or they are in total denial about ever needing care.
I believe you owe it to yourself to look into long term care insurance and determine if it is right for you or not. Your financial plan is only as good as your weakest link. If you were to need care, you have to ask yourself, where would the money come from and what would needing care do to the people that love and care about me, not just financially, but emotionally and physically as well. A long term care insurance policy is simply a funding technique to pay for care if you were to need it. A technique that certainly is the best investment if you need care, and if you do not need care, we call you one of the “lucky ones”…
I recently came across this article from Christine Benz from Morningstar, and I thought I would share it with you, as I always like to see statistics about long term care. I have a little different thought process in my statistics. I believe you have a 50-50 chance of needing care. Either you will need care, or you will not need care. But I certainly cannot afford to take those chances, and that is one reason I am a proud owner of a long term care insurance policy.
Please click here and it will take you to the article I wanted to share. If you have any questions, please feel free to contact me.