Of all our clients, there are only a few who do not have at least one IRA account. Of the many that do, few of the IRAs are the same. Some have traditional IRAs and some have Roth IRAs. Some have Simple and some have SEP. All IRAs. Some could have a Beneficiary IRA and…

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Two weeks ago, Emily celebrated her five-year anniversary with the company. We’re blessed to have a staff of young, caring, and hard-working folks at Franklin Retirement. Emily has been a great addition to our company and continues to master more parts of our business. As we were celebrating her anniversary, it dawned on me that…

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As life begins to get back to normal, I read where Disneyland will soon reopen, having been closed for about a year. Roller coaster rides should be easily found this summer. The last roller coaster I rode was with my son Chris at the Hotel New York New York in Las Vegas. It must have…

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Many of our younger clients continually ask Kyle, Rob, and me whether Social Security will still be around when they come of age. My standard answer is “yes” and I explain that older folks vote in high numbers so the politicians aren’t going to make major changes in a short time frame. Yes, they will…

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The shift in business practices that occurred with the COVID-19 shutdowns has seemingly impacted everything we do. Mom & Pop corner shops now do contactless payments. Even the oldest of run-down grocery stores now handles curbside pickups easily. And I think it’s safe to say we’re all a little more comfortable combing the Internet for…

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The vaccine scramble continues. What I’m hearing from our clients is that many already have at least one shot in the arm. Those who have not yet gotten the vaccine are working hard to get their shots as quickly as possible. I had my first shot a few weeks back and I’m looking forward to…

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In the past few weeks I’ve had a handful of clients ask me whether it was a good time to buy bonds. With the stock market hitting new records over and over again lately, these clients were all considering taking some money out of the stock market, locking in their gains, and putting these funds…

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I’ve discussed the same questions so often over the past months that I really sound like a broken record. The questions I hear most often are about the market. The two I hear the most are: Why does the market keep going up with the economy in shambles? When will the market crash or at…

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Since the first of the year we have heard from a nice number of clients, many with questions about how taxes will change under the new administration. Only time will tell, but there are many potential changes to the tax code that could be coming down the pike. We will explore some of those in…

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Rarely do I have a problem coming up with a topic to write about for my weekly missive. Not so this week. Do I write about the sluggish Santa rally? Do I talk about the vaccine? The stimulus package? The weird Christmas season? The loss of my older brother Roger? The new Congress and the…

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