Earlier this week, I spoke with a friend of mine who is an advisor in the Midwest. He told me that since the pandemic hit, he’s lost quite a number of clients while many others went to cash. At Franklin Retirement, we had about 7% of our clients go to cash for a short period.…
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I know it hasn’t been fun and I know most of us have had our share of roller coaster rides over the years, but it feels like we’re on a ride again. The first quarter of 2018 saw a return to what we can consider “normal” levels of volatility, after a period of historic low…
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This Sunday on the radio show, I spend some time reviewing common 401(k) mistakes being made by folks still in the workforce. I thought I’d lay them out here as well. And while this discussion is written around 401(k)s, don’t think you’re immune because you have a 403(b). You can make the same mistakes with…
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We keep hearing about how the Federal Reserve Bank (Fed) will start to raise interest rates, as rates have been stuck at historic lows for so many years. Ask any CD regular and they will tell you CD stands more for “Certificate of Disappointment” than “Certificate of Deposit”. People on fixed incomes who depended on interest from their…
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As you get closer to your retirement, you start to think practically about the steps of your retirement transition. A to-do list emerges of tasks to try and accomplish, as well as things to consider. If haven’t retired but are getting ready to, here’s three things you should think about. Mind Your Money Now…
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When we hear the words “location, location, location”, we know folks are talking about real estate, as the value of a property can vary so much depending on its location. The same can be said regarding your money. Money can much more valuable and worth so much more if it is being saved and invested…
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Many of my clients tell me about the level of anxiety they are feeling today, but not about their own situation but rather the future for their kids and grandkids. Many fear the next few generations won’t do as well as they did and this keeps many a grandmother awake at night. I often get…
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I know…I know…it’s a holiday weekend. I decided to really be a bum and close our offices today (Friday) to make it a four day weekend. If you’ve shut down mentally until after Labor Day, just put this column aside until you are ready to re-engage. Sometimes I feel like I sound like a broken…
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By Matt Sussman Long Term Care Specialist As a long term care insurance specialist for over 15 years, I have worked with many families securing long term care insurance and many families that long term care insurance is just not right for. I find the majority of the reason is that they have waited too…
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With summer just about over, it’s that time again – time for kids and grandkids to go back to school. The past few weeks have been full of purchases and preparation by parents and grandparents all across America to get the kids prepared for the new school year. Just as important, this is also the…
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