Category: Health Care

Retirement, Income, Tax & Estate Planning.

Goodbye, Healthcare.Gov. Hello, Pennie.

Sunday rings in the month of November. As some of us look forward to a unique holiday season, others are anxious to turn the page on 2020. November 1st is also the first day of Open Enrollment for 2021 Health Insurance Coverage. In September, Pennsylvania debuted its state-based insurance marketplace called With Pennie’s launch,…
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October 29, 2020 0
Ramp Up Your Retirement

Ramp Up Your Retirement

As you get closer to your retirement, you start to think practically about the steps of your retirement transition. A to-do list emerges of tasks to try and accomplish, as well as things to consider. If haven’t retired but are getting ready to, here’s three things you should think about.   Mind Your Money Now…
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September 14, 2017 0

Live Long, Work Longer

Do you feel better today than your parents did at your age?  Your grandparents?  Chances are, you probably do.  And it’s in sharp contrast to an article we discussed a few weeks ago that said many adults were living longer, but while suffering from more disabilities.  But, fear not.  There’s a counterpoint.  The online science…
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June 2, 2016 0

The Crazy World of Medicare Part ‘D’ Drug Plans

Part ‘D’ Drug Plans have been known to provide plenty of aggravation and frustration for all those that attempt to navigate them. Consider the following… There are 34 Part ‘D’ Plans offered in Pennsylvania…all offering the same Prescription meds. They all have different premiums They may or may not have a deductible There are different…
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May 16, 2014 0

Short Term Skilled Nursing Care Dilemma

~ Admitted vs. Observation ~ A recurring, expensive and very frustrating problem in the world of Medicare is the cost of skilled rehab after a hospital stay. What Medicare pays for is determined by how you are classified during your Hospital stay… “Admitted “or “Observation” Click here for a recent and very good article from…
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April 4, 2014 0

The Markets Go Mad For Obamacare! Really?

The older we get, the more set in our ways we become and the more we hate change.  Because of that I really don’t ask people to change their ways.  Instead I ask them to make new decisions based on new information.  Wondering how that works out for me?  I guess it depends on the…
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March 14, 2014 0

November is Long-Term Care Awareness Month

November has been declared Long-Term Care Awareness Month because even the U.S. Congress recognizes the importance of making people aware of the risks and costs associated with long-term care. As a professional committed to helping people protect themselves against the risks of long-term care, I want to share some basic information with you regarding what…
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October 25, 2013 0

The Medicare Annual Enrollment Period is here!

I have created a simple Q&A to help you navigate through the complexities of Medicare. If you have any questions, please contact me at your convenience, or attend next week’s Medicare Open Enrollment Lunch (or Dinner) ‘n Learn (See Below). Medicare 2013 Annual Enrollment Period  Oct 15th – Dec 7th (2013)  (Changes effective January 1st…
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October 11, 2013 0

Odds and Ends

DEADLINE. If you converted a traditional IRA to a Roth in 2012 and have changed your mind, you have until October 15 to reverse the conversion. Recharacterizing will wipe away the tax bill you would otherwise owe. UNCLAIMED CASH. Conduct a free search at to see if a state treasury has unclaimed assets in…
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September 20, 2013 0

Thoughts on the Affordable Care Act

At President Obama’s news conference last week, he answered several questions about the Affordable Care Act, aka ACA or Obamacare.  You choose. The President said there will be some rough edges that will need to be worked out.  Talk about an understatement!  From everything I’ve read, there are still many pieces of the puzzle that…
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August 16, 2013 0