DEADLINE. If you converted a traditional IRA to a Roth in 2012 and have changed your mind, you have until October 15 to reverse the conversion. Recharacterizing will wipe away the tax bill you would otherwise owe.

UNCLAIMED CASH. Conduct a free search at Missing-Money.com to see if a state treasury has unclaimed assets in your name. The Web site is endorsed by the National Association of Unclaimed Property Administrators and participating states. For states that don’t participate, find a link to their programs at www.unclaimed.org.

FREE ADMISSION. Many museums nationwide will offer free admission on Saturday, September 28, for Museum Day Live! Get your ticket and find participating museums at www.smithsonianmag.com/museumday.

MONEY MAKEOVER. The redesigned $100 bill will begin circulating October 8. The redesign uses new security features, such as a blue, 3-D security ribbon and a color-shifting image of a bell inside an inkwell. Go to NewMoney.gov for more details.

BENEFICIARY DEADLINE. Beneficiaries of IRAs whose original account owner died in 2012 be aware: If a nonperson, such as a charity, was included as a beneficiary, that part of the IRA must be paid out by September 30. If not, all the beneficiaries will have to take their distributions within five years instead of being able to stretch those distributions over their lifetimes.

START WITH MOM. More mothers than fathers report having comprehensive discussions with adult children about estate planning or wills (79% of moms versus 69% of dads) and about covering living expenses in retirement (70% versus 55%), according to Fidelity Investments’ Intra-Family Generational Finance study.

TWO OUT OF THREE – The month of August produced a loss of 2.9% for the S&P 500 (total return), only its 2nd “down” month this year (out of 8 months YTD). Over the last 250 months (through 8/31/13), the split is 65% “up” and 35% “down” for the S&P 500 (source: BTN Research).

THE BIGGEST – 7 of the 10 largest corporations in the world (based upon 2012 sales) are in the oil industry (source: Fortune).

REAL ESTATE – The average single-family home nationwide peaked in value on 6/30/07, dropped 21% from that point, but has recovered by 6/30/13 and is now down just 11% from the all-time high value (source: Office of Federal Housing Enterprise Oversight).

DEAL WITH IT – Our nation’s “credit card limit” was reinstated on Sunday 5/19/13 at an amount equal to our outstanding debt total (approximately $16.7 trillion) from the day before, i.e., Saturday 5/18/13. Only through “creative accounting” has the government been able to delay the need for any debt ceiling debate. In a letter to Congress on Monday 8/26/13, Treasury Secretary Jack Lew confirmed that the government will reach its debt ceiling limit by mid-October 2013, 5 full months after the limit was actually hit (source: Treasury Department).

GROWING TO $25 TRILLION – The government released a projection in May 2013 that the country’s total debt will increase from $16.9 trillion as of 9/30/13 to $25.2 trillion as of 9/30/23. This projection assumes that current laws will continue as written, aka the “Baseline Budget Projections” (source: Congressional Budget Office).

EVERY DAY – An estimated 9,200 Americans will turn 65 years old each day this year (2013). An estimated 11,400 Americans will turn 65 years old each day by the year 2029 (source: Government Accountability Office).

INTIMIDATOR – No pro golfer player has ever gotten his 1st career PGA tour win when he was paired with Tiger Woods in the final round (source: ESPN Stats & Info).