Ever wonder Who We Work With?

At Franklin Retirement Solutions, we work with people from all walks of life—hardworking people who have spent years building a life, supporting a family, saving what they can and wondering whether it will be enough for retirement.

Some folks come to us with a clear plan and a folder full of statements. Others arrive with questions, concerns and a financial puzzle that feels like it has too many missing pieces. Both are in the right place.

Whether you live here in the Philadelphia metropolitan area or elsewhere across the country, our goal is the same: to help you understand where you are today, where you want to go and what it may take to get there.

Retirement is not one-size-fits-all. Plans differ. Goals differ. Finances differ. That is why we take the time to get to know you before discussing solutions.

People Preparing for Retirement

Maybe retirement is five or 10 years away. Maybe you are counting down the months until you turn in your badge, keys or company laptop for the last time.

You may be asking:

• Have I saved enough to retire?

• When should I take Social Security?

• How much market risk should I have at this stage of life?

• Will my income keep pace with inflation?

• What happens if one spouse needs care later on?

These are big questions, and they deserve more than a quick answer or a one-size-fits-all portfolio. We help pre-retirees look at the whole picture, including income needs, retirement accounts, taxes, risk comfort level and the legacy they hope to leave behind.

Retirees Looking for Clarity and Confidence

Retirement is not the final chapter in the book of life. For many people, it is the beginning of a second act.

But after the retirement party ends, the questions can begin. How do you turn a lifetime of saving into reliable income? How much can you withdraw? How should you coordinate Social Security, pensions, IRAs and other assets? And how do you avoid running out of money before you run out of time?

We work with retirees who want a clear roadmap—not more jargon. Together, we review how their money is positioned, how much risk they are taking and how their sources of income may work together over the years ahead. The goal is to help you make informed decisions and feel more confident about the future.

Families, Couples and Individuals

We work with married couples planning for retirement together, widows and widowers facing a new financial reality, single professionals building their future and families thinking about the next generation.

Some clients want to help children or grandchildren. Some want to make sure a surviving spouse will be okay. Some are concerned about long-term care costs, taxes or the estate they may leave behind. Others simply want an independent second opinion.

No matter your situation, we begin with a conversation. We want to understand your concerns, your values and what matters most to you. Then we help organize the financial pieces around those priorities.

Federal Employees

Federal employees have a unique set of retirement benefits, and those benefits can come with a lot of acronyms and even more questions. From FERS, CSRS and TSP accounts to FEHB, FEGLI, Social Security and pension decisions, there is a lot to coordinate.

We work with federal employees before and after retirement to help them understand the benefits they have earned and how those benefits may fit into their overall retirement plan. Whether you work in civil service, law enforcement, the postal service, the military or another federal role, we can help you make sense of the details.

SmartVestor Families and Everyday Savers

As a member of Dave Ramsey’s SmartVestor program, Franklin Retirement Solutions understands the value of common sense, disciplined saving and living within your means. We work with people who want straightforward guidance, a long-term perspective and a people-first approach to financial planning.

You do not need to be a financial expert to begin. You just need to be willing to take the next step.

At Franklin Retirement Solutions, we believe retirement planning should feel personal, understandable and built around you. Let’s sit down, solve the puzzle together and build a retirement roadmap that fits your life.