I get so many questions on Medicare and, having been on it for a few years, I’m learning the ropes. If it’s a government program then you know it will be complicated and confusing. Kiplinger recently put out a pretty good column explaining the seven things Medicare doesn’t cover. For those not yet on Medicare,…

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According to Kiplinger, “Inflation has been on a roller coaster in 2020. First, COVID-19 disruptions cratered prices for gasoline, travel, even car insurance. Summer rebounds in those commodities, as well as increases for in-demand items like used cars, meat and haircuts, have put the consumer price index back on a more normal trajectory, one that…

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Part ‘D’ Drug Plans have been known to provide plenty of aggravation and frustration for all those that attempt to navigate them. Consider the following… There are 34 Part ‘D’ Plans offered in Pennsylvania…all offering the same Prescription meds. They all have different premiums They may or may not have a deductible There are different…

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~ Admitted vs. Observation ~ A recurring, expensive and very frustrating problem in the world of Medicare is the cost of skilled rehab after a hospital stay. What Medicare pays for is determined by how you are classified during your Hospital stay… “Admitted “or “Observation” Click here for a recent and very good article from…

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The older we get, the more set in our ways we become and the more we hate change.  Because of that I really don’t ask people to change their ways.  Instead I ask them to make new decisions based on new information.  Wondering how that works out for me?  I guess it depends on the…

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By Howard Peck Medicare Supplement Specialist When Medicare was first instituted in 1965, age 65 officially marked the time when you would retire, start your pension, file for Social Security, and enroll in Medicare. Since then, the retirement landscape has changed. The full retirement age for Social Security is 66/67. The traditional pension has all…

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By Howard Peck Medicare Supplement Specialist As we begin a New Year, I thought I would offer a very concise Q and A overview of Medicare. (Note: All of the answers below have variables and nuances depending on the situation and individual) Because it is a government run program, will Medicare offer me inferior care? …

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November has been declared Long-Term Care Awareness Month because even the U.S. Congress recognizes the importance of making people aware of the risks and costs associated with long-term care. As a professional committed to helping people protect themselves against the risks of long-term care, I want to share some basic information with you regarding what…

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I have created a simple Q&A to help you navigate through the complexities of Medicare. If you have any questions, please contact me at your convenience, or attend next week’s Medicare Open Enrollment Lunch (or Dinner) ‘n Learn (See Below). Medicare 2013 Annual Enrollment Period  Oct 15th – Dec 7th (2013)  (Changes effective January 1st…

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