Author: Nicholas Hamner

Retirement, Income, Tax & Estate Planning.

Simplify, Simplify, Simplify

by Marlene Stocks Owner, Senior Transition Services Henry David Thoreau’s advice from “Walden”, the well-known book first published in 1854, reflects the author’s goal of simple living, that could easily be viewed as a contemporary mantra. We routinely stumble across the concept of “simplify”. Simplifying one’s life often appears on New Year’s Resolutions lists. Millennials,…
Read more

February 21, 2019 0

Amazon or Scam-azon?

On Easter Sunday we again saw the President go after Much has been written about Amazon lately, especially as more and more retailers close brick & mortar locations. The President’s tweets, however, were in response to the supposed “bad deal” the e-retailer had struck with the Post Office (USPS) and how it was a…
Read more

April 5, 2018 0

What Not To Buy For The Holidays

We’re in the middle of the holiday season, which means plenty of folks—myself included—are out shopping for gifts and looking for deals. And since everything seemingly is on sale, now is a great time to buy things for around the house… right?   Wrong, apparently. Kiplingers put out an article recently on products you should…
Read more

December 14, 2017 0

Response To The AARP’s Annuity Article

You may have seen a column by Jane Bryant Quinn in this month’s AARP Bulletin about Fixed Indexed Annuities (FIAs). Fixed indexed annuity sales totaled more than $60 billion in 2016 and continue to grow as an asset class for retirees and pre-retirees. Ms. Quinn’s concerns are somewhat valid, but not wholly accurate. To wit: “Salespeople might…
Read more

October 27, 2017 0

What’s The True Cost of Care?

By Matt Sussman, CLTC Genworth Financial recently released their 2017 cost of care survey and the results may have you cleaning coffee off your screens. The results reflect the median cost of long term care services, which increased by 4.5% from 2016 to 2017. This is the second highest year-over-year increase in cost for long-term…
Read more

October 27, 2017 0

Find The Savings:
Deregulated Electrical Rates

It’s been 20 years since Pennsylvania deregulated electrical utilities. Since then, you’ve likely been bombarded with companies offering to lower your power bill, either from commercials, online ads, or strange men with clipboards showing up at your doorstep. Is the switch worth it? I dug in to see. Depending on who you ask, I either…
Read more

September 29, 2017 0

Making Preparations That You’d Rather Not Make

My daughter started kindergarten this week. She could not have been more excited. Facing private school tuition, an intolerant bus service, and a subsequent change in both after-school care plans and our morning routine, my wife and I were decidedly less enthused. Anticipation of the added pressure aside, neither of us were prepared for one of the…
Read more

September 14, 2017 0

Will Fall Bring Any Changes?

By Peter Wechsler Your Retirement Quarterback® When Halloween candy hits the store shelves you know that summer is just about gone and that Thanksgiving is right around the corner. Soon it will be Monday Night Football and the World Series that now seems to creep into early November. Once July 4th hits I start getting anxious…
Read more

August 24, 2017 0

Getting Your Mind Right For Retirement

I have plenty of folks coming through my doors who are more than ready to quit their jobs. They’re ready to drop the day-to-day routines of rush hour traffic and 9-to-5 office politics, and leave the office behind. But while a lot of folks are ready to ditch work, they’re not ready for the mental…
Read more

August 9, 2017 0

Will “It” Happen To You?

By Matt Sussman, CLTC American Insurance Planners, Inc. How many times have you said that “it” is not going to happen to me? I know I have, and all of a sudden, “it” happens. Does this behavior stem from denial? Lack of being prepared? Maybe a little bit of both? Well, let’s talk about “it”…
Read more

June 29, 2017 0
Call Now ButtonCall